Terms & Conditions

Effective: February 10, 2026.

If you are visually impaired, have another disability or seek support in other languages, you may access these Terms by emailing us at contact@mindscale.kr.

Introduction

QuantLab inc., Inc. (“us” or “we”) provides content and products via the “Website”, our applications (the “Apps”), or other delivery methods (the Website, the Apps and such content and products are collectively the “Product”).

These Terms & Conditions (these “Terms”) govern your access to and use of the Products and Services. The term “Device” refers to the device which is used to access the Products or Services, including but not limited to computers, smartphones, and tablets. The term “you” refers to the user of the Products or Services.

Protecting and safeguarding any personal information you provide through the Products and Services is extremely important to us. Information about our privacy practices can be found in our Privacy Policy (“Privacy Policy”). You acknowledge that your use of the Products and Services is also subject to our Privacy Policy.

YOU AGREE THAT THE PRODUCTS AND SERVICES ARE NOT INTENDED TO BE USED IN A MEDICAL EMERGENCY.

PLEASE NOTE THAT THESE TERMS CONTAIN AN ARBITRATION CLAUSE (SECTION 14). EXCEPT FOR CERTAIN TYPES OF DISPUTES MENTIONED IN THE ARBITRATION CLAUSE, YOU AND QUANTLAB INC. AGREE THAT DISPUTES RELATING TO THESE TERMS OR YOUR USE OF THE PRODUCTS AND SERVICES WILL BE RESOLVED BY MANDATORY BINDING ARBITRATION, AND YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS-ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

1. WHAT YOU’RE SIGNING UP FOR

1.1 PRODUCTS AND SERVICES

Products include, without limitation, meditation and mindfulness content for stress, sleep, focus and movement.

1.2 GENERAL RULES FOR USE OR ACCESS

(a)

When you order (“Order”) any Products or Services, or otherwise use or access the Products or Services, you agree to be bound by these Terms and all applicable laws, rules, regulations, judicial orders, executive orders or similar binding legal instruments (“Applicable Law”). You may be required to click “I agree” to complete your purchase or access to the Products and Services. If you do not agree to these Terms, please do not use the Products or Services.

(b)

These Terms and the applicable Order set out the whole agreement between you and us for the supply of the Products and Services unless expressly stated otherwise.

(c)

Please check that the details in these Terms and on the applicable Order are complete and accurate before you use or purchase the Products or Services. If you think that there is a mistake in these Terms or an Order, please contact us by emailing contact@mindscale.kr.

(d)

Use of the Products and Services is dependent upon your use of a computer with adequate software or a supported mobile device and Internet access. You are responsible for all Internet access charges.

1.3 CHANGES TO TERMS

QuantLab inc. reserves the right to change or update these Terms, or any other of our policies or practices, at any time. If a change to these Terms materially modifies your rights or obligations, we may notify you and require that you accept the modified Terms in order to continue to use the Products or Services.

2. JOINING THE COMMUNITY

2.1 BECOMING A MEMBER

(a)

To access the Products or Services, you must sign up as a registered user (a “Member”). You can do this via our Websites, our Apps or via certain third-party social networking services.

(b)

By registering as a Member and using and/or accessing the Products or Services, you warrant that: (i) you are legally capable of entering into binding contracts; (ii) all User Information you submit is truthful, accurate, and up to date; (iii) you will maintain the accuracy of such information; and (iv) your use of the Products and Services does not violate these Terms or any Applicable Law.

(c)

Member accounts and Subscriptions (as defined below) are not transferable. You agree to not sell, transfer, or exchange Member accounts or Subscriptions in any way or under any circumstance.

2.2 CHILDREN

Our Products and Services are generally intended for individuals who are at least the age of legal majority in your country.

2.3 SUBSCRIPTIONS & PURCHASES

(a) Free Trials.

You may have access to a free trial period of certain Products (“Free Trial”). Free Trials automatically convert to a paid annual or monthly subscription term after a certain period of time.

(b) Automatically Renewing Subscriptions.

Members may access the Products or Services via a subscription fee-based program (“Subscription”). Subscriptions may be available via monthly or annual options (“Subscription Term”).

(c) Subscription Cancellation.

You may cancel your Subscription at any time, but you must cancel your Subscription before it renews in order to avoid billing of the next periodic Subscription Fee to your account.

(d) No Refunds on Subscriptions.

Refunds cannot be claimed for any partial Subscription Term.

(e) Subscription Methods.

You may subscribe via: (i) purchasing a subscription to the Products or Services from the Website or within the Apps where allowed by the App marketplace partners, (ii) a Benefit Sponsor or (iii) a bundle with one or more of our bundle subscription partners.

(f) Gift Subscriptions.

“Gift Subscriptions” are pre-paid memberships to the Products.

(g) Purchases.

You may access some Products by paying us or our App marketplace partners a non-recurring fee at the time of registration (“Purchase”).

(h) Discounts.

We may offer certain special discount pricing options (the “Special Discount Pricing Options”).

(i)

Prices in US Dollars and Euros include local taxes. Prices in Pound Sterling include VAT unless otherwise stated.

2.4 PAYMENT TERMS

(a)

Your use of the Products and Services may require you to pay fees. We reserve the right to determine pricing for the Products and Services.

(b)

You are responsible for all applicable fees and charges incurred, including applicable taxes, unless otherwise stated in your Benefit Sponsor terms and conditions.

(c)

In the course of your use of the Products or Services, we and our third-party payment processor may receive and use updated credit card information from your credit card issuer.

3. CANCELING MEMBERSHIP

3.1 CANCELLATION BY US

We may suspend or terminate your use of the Products and/or Services as a result of your fraud or breach of any obligation under these Terms.

3.2 CANCELLATION BY YOU

(a)

You may cancel your Subscription at any time. Cancellation of a monthly Subscription is effective at the end of the applicable monthly period and cancellation of an annual Subscription is effective at the end of the applicable annual period. Please make any such cancellation by visiting the cancellation page or emailing contact@mindscale.kr.

(b)

Please note that if you purchase a Subscription through the Apple iTunes Store or our iPhone application, you may cancel your Subscription by canceling automatic renewal of paid In App Subscriptions.

3.3 CANCELLATION FEES

Some features of the Products and Services are subject to certain cancellation fees, as disclosed via the Products and Services.

4. PROHIBITED USE OF THE PRODUCTS AND SERVICES

By using the Products and Services you agree not to:

(a)

copy, store, reproduce, transmit, modify, alter, reverse-engineer, emulate, decompile, or disassemble the Products or Services in any way;

(b)

record the Services, including any coaching, therapy or psychiatry session;

(c)

use the Products or Services to create any tool or software product;

(d)

upload, post, email or otherwise send or transmit or introduce any material that contains software viruses;

(e)

interfere with the servers or networks underlying or connected to the Products and Services;

(f)

access the Products or Services in an unauthorized manner;

(g)

circumvent any territorial restrictions applied to the Products or Services;

(h)

perform any fraudulent activity including impersonating any other person or entity;

(i)

conduct yourself in an offensive manner while using the Products or Services;

(j)

use the Products or Services for any illegal, immoral or harmful purpose;

(k)

use the Products or Services for any purposes related to scientific research without our express written consent;

(l)

rent, lease, loan, make available to the public, sell or distribute the Products or Services;

(m)

violate, or encourage others to violate, any right of a third party;

(n)

use any automated tools or systems to extract, collect, or analyze data or content from the Products or Services without our express written consent;

(o)

sell or otherwise transfer access granted under these Terms; or

(p)

attempt to do any of the acts described in this Section.

5. MATTERS OF OWNERSHIP

Subject to the limitations set forth in these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to stream, download and make personal non-commercial use of the Products and Services.

5.1 COPYRIGHT

(a)

All materials (including but not limited to software and content whether downloaded or not) contained in the Products and Services (“Materials”), are owned by us (or our affiliates and/or third-party licensors, where applicable).

(b)

Materials on or in the Products or Services are the property of us or third-party licensors.

(c)

Audio or video content from us not explicitly indicated as downloadable may not be downloaded or copied from the Products, Services or any Device.

(d)

The Products and Services are not intended for your commercial use.

(e)

You may not otherwise download, display, copy, reproduce, distribute, modify, perform, transfer, create derivative works from, sell or otherwise exploit any content, code, data or materials in the Products or Services.

5.2 TRADEMARKS

Our logo and all other product or service marks are trademarks of us. Your misuse of the trademarks displayed or referred to on or in the Products and Services is strictly prohibited.

6. AVAILABILITY OF PRODUCTS AND SERVICES

Although we aim to offer you the best service possible, we make no promise that the Products and Services will meet your requirements and we cannot guarantee that the Products and Services will be fault free.

7. USER MATERIAL

User Material refers to any publicly available material of any kind that you submit to us. We do not systematically review all User Material submitted by you or other users.

8. THIRD PARTY TERMS AND LINKS

At times, we may contract with a third party to support the Products or Services we offer to you or to directly provide Services to you. The Products and Services may integrate with third-party products, services and content.

9. ASSUMPTION OF RISK

By granting you the right to use the Products or Services, we do not assume any obligation or liability with respect to your health or your physical activity or condition.

10. WARRANTIES AND DISCLAIMERS

THE PRODUCTS AND SERVICES AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. WE DISCLAIM ALL WARRANTIES OF ANY KIND.

11. ELECTRONIC COMMUNICATIONS CONSENT

Email, text messaging, push notifications and other electronic communication allow us to exchange information with you efficiently in connection with the provisioning of our Products and Services.

12. DISPUTE RESOLUTION & BINDING ARBITRATION

PLEASE READ THE FOLLOWING PARAGRAPHS CAREFULLY, AS THEY REQUIRE YOU TO ARBITRATE DISPUTES WITH US.

13. GENERAL

13.1 ASSIGNMENT BY US

We may transfer its rights and obligations under these Terms to any company, firm or person at any time if it does not materially affect your rights under it.

13.2 INDEMNITY

To the fullest extent permitted by law, you are responsible for your use of the Products and Services.

13.3 LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE ENTITIES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES.

13.4 NO WAIVER

If we delay exercising or fail to exercise or enforce any right available to us under these Terms, such delay or failure does not constitute a waiver of that right.

13.5 FORCE MAJEURE

We will not be liable to you for any lack of performance, or the unavailability or failure, of the Products and Services, where such lack, unavailability or failure arises from any cause beyond our reasonable control.

13.6 NOTICES

Unless otherwise specifically indicated, all notices given by you to us must be given to us at contact@mindscale.kr.

13.7 ENTIRE AGREEMENT

These Terms and any additional terms or policies expressly referred to in these Terms constitute the whole agreement between us and supersede all previous arrangements, understanding or agreement between us relating to the Products and Services.

13.8 THIRD PARTY RIGHTS

A person who is not party to these Terms will not have any rights under or in connection with these Terms.

13.9 EXCLUSIVE VENUE

To the extent the parties are permitted under these Terms to initiate litigation in a court, both you and we agree that all claims and disputes will be litigated exclusively in the Seoul Central District Court. You and we consent to the personal jurisdiction of such court.

13.10 CHOICE OF LAW

The laws of the Republic of Korea, other than its conflict-of-laws principles, govern these Terms and any disputes arising out of or relating to these Terms or their subject matter.

13.11 SEVERABILITY

If any provision of these Terms is found unenforceable, then that provision will be severed from these Terms and not affect the validity and enforceability of any remaining provisions.

Contact Us

If you have questions about these Terms, please contact us at contact@mindscale.kr.